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Health Savings Account
An HSA is a tax-sheltered savings account similar to an IRA, but earmarked for medical expenses. Deposits are 100 percent tax-deductible for the self-employed and can be easily withdrawn by check or debit card to pay routine medical bills with tax-free dollars. Larger medical expenses are covered by a low-cost, high- deductible health insurance policy. What is not used from the account each year stays in the account and continues to grow interest on a tax-favored basis to supplement retirement, just like an IRA.
There have been some Changes in Health Savings Accounts effective in January of 2007. We have included a chart to illustrate some of the new changes. For further information, please call our office at (770) 569-9333.
Changes have been made to the HSA reflecting the 2009 Cost of Living Adjustment issued by the IRS. We have included a table for your reference to see the changes for HSA Contributions effective January 1, 2009.
Kaiser
Humana
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