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At Rick Bailey & Company we take personal privacy seriously. In the course of doing business, we may collect nonpublic personal insurance about individuals. This notice explains why and how we collect and use nonpublic personal information, and how we protect the confidentiality of that information.
Information Collection and Use
We collect and use personal information in order to properly and effectively provide and service the insurance products we offer. For example, we may use nonpublic personal information to underwrite insurance policies, process policy claims, or facilitate billing procedures.
We may collect personal information from:
* You, on applications or other forms. Information we collect may include names, address, and social security numbers.
* Your transactions with us, such as payments of premiums or submission of claims.
* Third parties, including doctors, employers, and other insurers. Information we collect may include medical records, employment history and claim history.
* Credit reporting agencies, insurance reporting agencies, government agencies, and medical information providers.
Information Disclosure
We do not sell nonpublic information to anyone. We do not disclose nonpublic personal information to our affiliates or to nonaffiliated third parties, except as required or permitted by law. As permitted by law, we may share nonpublic information with companies that perform administrative or marketing services to us. Our contracts with such companies prohibit them from using nonpublic personal information for any purpose other than that for which they were hired.
Confidentiality and Security
We maintain physical, electronic, and organizational safeguards to protect nonpublic personal information. We restrict access to nonpublic personal information to those employees who need it to service your insurance policies or inform you of new products and services.
Thank you for choosing the Rick Bailey & Company. We value your business and appreciate the opportunity to serve you.
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