Health Insurance

Since 1978, Rick Bailey & Company has provided top-quality health insurance products that protect families and businesses. This content will help you understand any changes or improvements to your health insurance due to COVID-19.   

CARES Act Makes Changes for Health Plans

April 04, 2020

On March 27, 2020, President Trump signed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) into law to provide $2.2 trillion in federal funding to address the coronavirus crisis. The new law also includes several provisions affecting health plan coverage. This Compliance Bulletin summarizes the CARES Act's changes for health plans.

UnitedHealthcare and Other Insurers Waive Coronavirus-related Costs

April 02, 2020

This News Brief discusses how major insurers are waiving coronavirus disease 2019-related costs.

CARES Act Expands Health Coverage Rules

March 28, 2020

On March 27, 2020, the U.S. Congress passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to provide $2.2 trillion in federal funding to address the coronavirus crisis. The new law also includes several provisions affecting health plan coverage. This Legal Update summarizes the coverage changes.

Telehealth Provides Fast and Safe Access to Physicians

March 20, 2020

Telemedicine services are emerging as viable solutions to help lessen the burden on health care facilities and staff, while still providing individuals with the care they need. Learn more about virtual physician visits and how your insurance company covers them.  

How Does Each Insurance Company Cover Coronavirus

March 18, 2020

When facing a pandemic like COVID-19, health insurance becomes even more important. We have compiled a list of coronavirus benefits provided by Aetna, Anthem, Cigna, Kaiser, Humana, and United Healthcare. This post includes a list of coronavirus benefits and links to additional resources. 

Coronavirus, Flu, Cold or Allergies: Which Is It? - Poster

March 23, 2020

If you’re feeling under the weather, you may be wondering if you have coronavirus disease 2019 (COVID-19). Only a doctor can officially diagnose you with a condition, but using this flowchart can help you determine whether your symptoms are due to a cold or allergies, or something more serious.

What To Do If You're Sick With Coronavirus

March 17, 2020

This Live Well, Work Well article explains what you can do if you're sick with the coronavirus disease 2019 (COVID-19).

Health Plan Coverage for Coronavirus (COVID-19) Testing

March 12, 2020

This Legal Update provides a summary of current guidance regarding health plan coverage for COVID-19 testing. A new federal law may be passed that will require all health plans to cover this testing without any deductibles or other cost sharing. In the meantime, employers should check with their plan's issuer or administrator about this coverage.

FAQs on Essential Health Benefit Coverage and Coronavirus

March 12, 2020

On March 12, 2020, CMS issued frequently asked questions on essential health benefit (EHB) coverage and the coronavirus (COVID-19). This Health Care Bulletin contains CMS’ FAQs.

IRS Allows HDHPs To Cover Coronavirus Costs

March 11, 2020

On March 11, 2020, the IRS issued Notice 2020-15 in response to the public health emergency posed by the 2019 Novel Coronavirus (COVID-19). To encourage individuals to get tested for COVID-19, this notice allows HDHPs to pay for COVID-19 testing and treatment without imposing a deductible or other cost-sharing.

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Stay Tuned for Updates

We will continue to add resources as government guidance changes and the situation evolves. Please check this site frequently (along with the CDC and WHO websites) for the most up-to-date information.