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Individual Plans

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Individual Products

Individual policies are a good way to offer insurance to employees who work part-time, are contract or seasonal, qualify for a tax subsidy, or need a lower priced COBRA alternative. Whatever the reason, our team with work one-on-one with individuals to explore all their options.  

Health Insurance

Since 2014, all Americans are required to have qualified health insurance or be charged a penalty (unless you qualify for an exception). Many will qualify for tax subsidies that lower what you pay for private health insurance under the Affordable Care Act.


freshbenies takes the headache out of healthcare (and more)… all in one easy-to-use card! Offset skyrocketing healthcare costs with telehealth ($0 consult fee), doctors online, advocacy, Rx savings and more. These non-insurance services help employers control healthcare costs while employees save time, money and frustration.

Life Insurance

Life insurance is one of the most important benefits you'll ever buy. For pennies a day, get peace of mind knowing your family is protected. Not sure how much life insurance you need? Select "Shop Now" to use our Plan Coach (no obligation & anonymous).

Dental Insurance

Dental insurance is the second most popular benefit (after health insurance). Our low-cost plans can provide coverage for cleanings, basic services, major services, orthodontia, and you can choose any dentist. We will show you the best plans in your area.

Vision Insurance

If you or someone in your family needs help seeing clearly, you understand the importance of good vision insurance. Our plans cover annual exams, and glasses or contacts for a low monthly premium.  

Disability Insurance

Disability Insurance protects your greatest asset - your ability to earn an income. This plan pays you income if you become disabled. It's nice to know that your lifestyle is protected if you should become very sick or hurt.

Long-Term Care Insurance

Long-Term Care Insurance provides a daily benefit to pay for in-home elder care - keeping you out of a nursing home. And since long-term care is typically not covered by health insurance or Medicare alone, this product is an important benefit to consider.

Critical Illness Insurance

Did you know your chances of being diagnosed with a critical illness are 1 in 5? Critical Illness plans pay you cash if you're diagnosed with cancer, heart attack, or stroke. You can use the money however you'd like - maybe for medical bills or income replacement.

Identity Theft

Every time you turn on the news, it seems there's been another security breach where personal information was stolen. Cyber-crime is the fastest growing crime in our country. Protect yourself from having your identity stolen with Identity Theft plans.

Legal Plans

There are many times when it would be nice to talk to an attorney - like for real estate contracts, traffic violations, rebuttal letters, or trial defense - but it's expensive. With Legal Plans, for one low monthly price, you can talk to an attorney anytime, without paying the high hourly fees. 

Pet Insurance

Let's not forget your furbabies! Preventive and sick care for pets can be very expensive. Pet Insurance helps cover costs for exams, labs, procedures, and even wellness. And the best part? You can choose any veterinarian in the country.

All the help you need is just a phone call away.

Our Individual Policy Specialists are experts in their field. We will assess your needs, see if you qualify for any tax subsidies, and help you in enroll for one low fee -

all over the phone and in just a few minutes.



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